NEWS

Who covers the cost when a snowplow causes damage?

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DENVER (KDVR) — Snowplows will be out when the next round of storms rolls in this weekend. Drivers should make sure to have appropriate insurance coverage in the event of any damages sustained by displaced snow and ice.

Mandy Floyd told the Problem Solvers her husband was driving on Parker Road when chunks of snow, ice and debris from the E-470 overpass struck the car.

“It hit him out of nowhere,” Floyd said.

Floyd said a plow had pushed the snow aside while clearing E-470.

“The windshield completely shattered, there’s body damage to the top of the car, to the hood of the car,” she said.

The E-470 Public Highway Authority told FOX31 that the claim is being investigated and has been shared with the contracted plow company.

Mandy Floyd told the Problem Solvers her husband was driving on Parker Road when chunks of snow, ice and debris from the E-470 overpass struck the car, shattering the window and causing other body damage.

How to file a claim for snowplow damage

Carole Walker of the Rocky Mountain Insurance Association told the Problem Solvers that notifying your insurance provider right away in the event of any type of damage is the key to getting repairs made as soon as possible.

“If you have the right insurance coverage in place, likely that optional collision coverage, then your insurance company, you can just file a claim through them. They can subrogate back against any financially responsible party,” Walker said.

Floyd said she is thankful that plow operators work very hard to keep roads in Colorado safe.

“We appreciate the fact that the plows are out there clearing the roads,” she said.

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